Next Steps
Denied? Here's what to do next.
A denial isn't always the end. Often it means more information is needed — and you have the right to respond.
01Pause and breathe
A denial letter can feel personal. It usually isn't — it most often means your file is missing something.
02Read the letter carefully
Look for the reason for the denial and the deadline to respond (typically 60 days). These two things shape your next steps.
03Understand reconsideration
Reconsideration is the first appeal step. A different reviewer looks at your case along with any new information you provide.
04Gather missing information
Updated medical records, statements from doctors, and notes from family or caregivers about daily limitations are powerful additions.
05Take the next step
File on time. Ask questions. Reach out for support. Many approvals happen at this stage.
You're not on your own.
The Guide walks through reconsideration with sample wording, mistakes to avoid, and what to focus on first.